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Alipay Unveils Next-generation AI Payment Infrastructure

This launch extends Alipay's next-generation AI payment infrastructure, building on its consumer-facing product Alipay AI Pay and its business-facing AI payment processing product

27 May, 2026 | News
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Alipay introduced its full-stack AI payment solution to partners across industries, ranging from AI companies to traditional retailers, and debuted two new services the world’s first AI Wallet and Token Pay, to support the agentic economy’s rapid growth.

This launch extends Alipay's next-generation AI payment infrastructure, building on its consumer-facing product Alipay AI Pay and its business-facing AI payment processing product.

“While the essence of commerce remains unchanged in the age of AI, the emergence of AI agents is reshaping everything. Drawing on 22 years of technological expertise and commercial know-how, Alipay is building a new generation of AI payment services to accelerate the growth of the agentic commerce ecosystem,” said Cyril Han, CEO of Ant Group.

Alipay AI Pay allows consumers to make secure and seamless transactions through AI agents via voice commands, while Alipay’s AI payment processing product enables businesses and developers to monetise their services on a pay-per-use basis through simple integration.

The new AI Wallet further extends Alipay’s AI payment system by giving individual users greater visibility and control over payments made through AI agents. Available now by searching "AI Wallet" in the Alipay App, the product allows consumers to manage tasks executed by AI agents before and during payment, and review and analyse their spending afterwards.

To ensure AI agents make trusted transactions on behalf of users, Alipay launched China’s first Agentic Commerce Trust Protocol with partners, creating a “common language” for collaboration between AI and service platforms. Alipay also launched an intelligent security system for AI payments to provide foundational safeguards for every AI agent-driven transaction.

In addition to AI Wallet, Alipay launched Token Pay, the industry’s first platform to provide AI model companies with a one-stop, full-suite solution for global subscription payments, token top-up in AI agents, and related transaction needs.

At the Alipay AI Payment Ecosystem Conference on May 26, AI model companies MiniMax and Stepfun announced new collaborations with Alipay, adopting its full-stack AI payment solution in use cases such as token top-ups, membership subscriptions and marketing campaigns.

“Payments play a crucial role in enabling tenfold growth in the AI industry,” said Weiqi Hu, VP of MiniMax, “Together with Alipay, we will strengthen collaboration across multiple areas to accelerate the growth of AI commerce.”

“AI is redefining every layer of commerce. As AI agents begin helping people search for information, shop, order food, and even make money, payments are no longer just the ‘final step’ they are becoming a capability embedded from the very beginning,” Lin Zhu, general manager of Alipay AI payment business of Ant Group, said. “Only when trusted transactions, seamless payments and secure controls are all in place can agentic commerce truly take off.”

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